It falls prey to anything and everything. It's an extremely weak point, and can develop cracks without any provocation. You just look down one day and notice that it's started to crack a little.
One thing you can do to prevent them or stop them from growing is to take the nut off, and (very carefully) soak a little thin CA (superglue) into that entire area. It will penetrate the wood grains around there and "plasticize" or petrify those fibers, and should prevent any cracking. They've likely got some
neck finish in there, so you could dremel it a little, but that's counterproductive. There's likely tiny fissures that will allow the CA to penetrate into what could be future problem areas. If it's absolutely loaded with finish (or painted like the RGT's) then the CA would be wasted, so you can leave it alone.
Those cracks aren't guaranteed to occur by any means. I've got 1987 necks that are still clean.