Here is the update and outcome of my claim against a member here "Marsa" selling me an LNG Jem that was never his:
After paying by a personal payment of 3000 Canadian Dollars which PayPal claimed that because I did not pay fees, I had no protection. They chose to initially ignore my claim case due to this.
Consumer law states in most nations that I am protected against not receipt of goods and against fraud and also Sale of Goods Act Laws in the UK and Consumer laws in also most nations.
After PayPal case was to my surprise despite me submitting evidence and calls to PayPal Canada and UK PayPal, they awarded the case to the fraudulent seller. This understandably to anybody angered me. After a Police investigation, they decided that because international, they could not pursue either.
I then immediately drove to my bank and explained what happened and they informed me that regardless of method of payment, as long as by debit or credit, they can initiate a chargeback and reverse a payment up to 3 months later. This in turn will reverse a paypal payment made and the seller was verified on PayPal which means there is an end source to claim back from.
I submitted 40 pages of evidence in order ranging from close up inspection of colour changes to photoshopped images all the way to website screen shots, messages, emails and any phone numbers and paypal screen shots of transactions to make a claim worthy of being in a court. I even set them out in a court format so that If not successful, I would have submitted to the small claims court.
Subsequently, HSBC, then told me that that is sufficient evidence to reverse the transaction so..
I WIN! They are now pursuing funds back and if not recoverable, using all resources to pursue criminal acts to recover funds internationally with HSBC in Canada and so on.
It just goes to show... no matter how you pay, it can be recovered. Your bank want your money in your bank and not in the hands of some punk. Thanks a lot HSBC. I knew you guys were good despite laundering lots of money to Mexican drug lords.
I owe the guy at my bank a bottle of champagne!