Instrument Insurance - Any Recommendations?

[Sickbean]

What the thread title says really - does anyone have any experience or recommendations of instrument insurance companies?

I've had a quote from Endsleigh for £53 to cover £5000 worth of guitars, new for old.

[jono]

Depends whether you want gigging insurance or just insurance as household items.

I simply have mine added onto the house insurance as named items at about the rate you have.

[Sickbean]

I need gigging cover (which Endsleigh has) tbh.

It also covers such essentials as theft from your car.

It's looking like a good price so far!

[jemaholic]

If you're a homeowner you can usually get an 'umbrella' which offers a seperate coverage for little cash.

[Algiman]

Household insurance can be a bit funny about musical instruments in the UK.
I use these guys:
http://www.musicguard.co.uk/
If you read what is actually covered it is ideal for a gigging musician. Endsleigh started putting too many caveats on their coverage so I changed. Classic advice with insurance: read the small print!

[Sickbean]

Originally Posted by Algiman

. Classic advice with insurance: read the small print!

This is good advice.

The job of an insurance company is to find ways to not pay out on claims...

Thanks for the recommendation, I'll check em out.