My 77FP was my main gigging guitar for years too.
It's on that point of fret dress vs refret too. I don't think I'll ever sell that guitar. So I'll probably go SS refret one day without worrying about the impact on resale value.
Agree that if dropping £3k+ on a new instrument whether to refret is not a decision I want to be forced into making too soon after buying it.
The frets on my JS1000 that's been my everyday guitar during lockdown are showing a few scars already...