Don't do it. Eventually you're going to want the best you can get. If you buy a lower end guitar for the sake of also buying some other lower end gear at the same time, you're just going to eventually replace it all with high end stuff later on and end up spending more money when you can't sell the other stuff on at a good price.
If you can afford it at all, go for the guitar you really want. Itll motivate you to stick at it and do more with it, and it'll be a guitar for life instead of a guitar to keep around until something better replaces it. I've replaced guitars before but never because I felt I wasnt good enough for a guitar, or was too good for one, just because at the time I bought the older guitars, I only had that much money.
It's like my epiphone vs gibson theory.
imagine a person in the market looking for his very first les paul.
when a person wants a les paul, normally he will look at epi or gibby.
since gibby is way too pricey, it comes to 2 options : buy the gibby no matter what, or buy the cheaper model, says epi and upgrade it later.
at the end of the day:
1. if the epi is good, he will think gibby is better, 'I wonder how a real gibby would play!! it must be better than epi ', then someday he will definetely but the gibby, he'll spend the money 2 times, one for epi, one for gibby.
2. if the epi is not good enough, he will still thinking that he has not tried gibby yet, there are a lot of good feedback about gibby, he must try the gibby! then he'll end up buying the gibby , again he spend 2 times. don't know if he satisfied with gibby at last?
3. if he straight to gibby no matter what, if he loves it, it last forever. if he hates it, he will not look any further to lower end model such as epi. so the money only spent 1 time.
my point is : if you have the money, don't settle for less.