Sam Ash is giving away money again....time to load up!!! - Jemsite
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post #1 of 10 (permalink) Old 11-14-2002, 06:10 PM Thread Starter
 
Join Date: Mar 2001
Location: Va Beach, VA
Posts: 1,416
Sam Ash is giving away money again....time to load up!!!

Hey Folks,

Just a heads up...Sam Ash is doing interest free financing for a year again. They did this last year as well. Great chance to get some gear and not pay for it for a full year.

I just picked up a 50's Strat...alder body, 2 tone burst, maple neck. It'll be a good tonal addition to my seven strings. I love the sound of a strat. Should be here tomorrow.
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post #2 of 10 (permalink) Old 11-14-2002, 07:56 PM
 
Join Date: Oct 2002
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really? thanx for the tip!
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post #3 of 10 (permalink) Old 11-15-2002, 08:48 AM
 
Join Date: Oct 2002
Location: London/Nottingham, UK
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Doesn't it ever worry you that you colud be stone-broke and on the streets in a years time?
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post #4 of 10 (permalink) Old 11-15-2002, 10:04 AM Thread Starter
 
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Location: Va Beach, VA
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I never buy gear I can't afford...but I just love it when I can buy gear with someone else's money. Heck, take the $500 I had for the axe and throw it at the market for a year and see what happens.

Free money is never a bad deal.
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post #5 of 10 (permalink) Old 11-15-2002, 08:58 PM
 
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Location: Ottawa, ON
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You could be dead in a year's time
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post #6 of 10 (permalink) Old 11-15-2002, 09:49 PM
 
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Location: Long Island, NY
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Quote:
Originally Posted by Jimi D
You could be dead in a year's time
That statement is:
A: A horrible thing to say and
2: for his next of kin to worry about


To tell you the truth, these no payments/no interest sales are like throwing a lit match on G.A.S.

Just to make sure everyone understands how these things work...You buy a guitar for $1000 in November 2002. October '03 rolls around, you realize you haven't paid jack on it. Fortunately, you have $800 in the bank, you send it off, thinking - "hey, the interest on $200 for a month won't be all that bad." Wrong.

The following month you get your statement and you find that they've charged you compound interest on $1000 for 11 months and interest on the new amount+$200 on the remaining balance.

It's not that they're not charging you interest. It's that they're waiving it if you pay within 12 months (or whatever the promo is). These are not generous people. These are people who see a goldmine in the irresponsibility of others - especially broke musicians, who seem to think they neeed a particular peice of gear NOW.

It's a dangerous game to play if your financial situation is tenuous.

If you feel you want to take advantage of these 'Pay as you Play' promotions, the best thing to do is to divide the total amount of your purchase(s) by 10 and make sure it's a number you're comfortable sending off to the CC every month - then, the hard part - following thru with actually sending those payments. By "comfortable", i mean if your car dies and you can't live without it, you won't have to skip a month's CC payment so you can afford to get it fixed.

If you find yourself saying "well, I'm broke now, but I'll get some money from Grandma Sadie on Xmas and I'll get a job next month, then you'd be best off passing on this deal.

~K
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post #7 of 10 (permalink) Old 11-16-2002, 09:34 AM
 
Join Date: Dec 2000
Location: Ottawa, ON
Posts: 739
Kenny, you missed the point... see if you're dead you don't have to worry about it

and if you're not dead then you should be grateful for the opportunity to worry about it

it's all a matter of perspective
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post #8 of 10 (permalink) Old 11-16-2002, 11:13 AM
 
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ahhh....I was looking at the word "You" as a specific person (Gresh, in this case), not a general "you".

Damn semantics.
~K
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post #9 of 10 (permalink) Old 11-16-2002, 02:00 PM
 
Join Date: Apr 2002
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Kenny, that's why I always pay when I buy my gear...
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post #10 of 10 (permalink) Old 11-16-2002, 09:06 PM Thread Starter
 
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Location: Va Beach, VA
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These types of deals are meant to plague on the people that do exactly what you described. I myself am not the type of person that doesn't read the fine print. I have a complete understanding of why companies put on these types of promotions. Knowing what you're signing up for is simply understood in my opinion, if you don't then you shouldn't be taking up other peoples air.

You can't deny that these types of promotions rule...as I said, I have my own money to spend whenever I feel the need, but if I can spend someone else's to get what I want...that will always kick tail.

Fair warning though, if you happen to be monetarily unsound or have a penchant for overextending yourself...stay away from these deals.
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