Join Date: Dec 2000
Location: Longmont, Colorado
Re: Insurance for Guitars/Equipment...Need Advice please.
Jim is the expert here! Just to interject though, when I was renting, and alot of my equipment was at a practice space, I asked about my renter's insurance and coverage for my guitars, etc... IIRC, the guitars in the townhouse would be covered, unless, I was making money with them, then they are regarded as business equipment (your comment about them falling off the back of a truck reminded me of this). So, if you are gigging regularly and want to cover your equipment at gigs as well as at home, you'll need to mention that, it will probably be a different type of coverage.
I'm going on memory so take it for what it's worth, Jim, any comments?